Which term protects professionals against negligence claims?

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Multiple Choice

Which term protects professionals against negligence claims?

Professional liability insurance protects professionals from claims of negligence in the care they provide. It, or malpractice/Errors & Omissions insurance, covers the legal defense costs and any settlements or judgments that result from a lawsuit alleging that negligence occurred during treatment or services. This is separate from health plans like HMO or PPO, which are about paying for healthcare services and access to providers, not shielding the provider from liability. Catastrophic insurance focuses on extremely high-cost medical events, not on defending against negligence claims. So the term that best fits is professional liability insurance.

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